Website Terms and Conditions

1. Eligibility

You must be at least 16 years old to use this Site. By using the Site, you represent and warrant that you meet this requirement.

2. Use of the Site

You agree to use the Site in accordance with all applicable local, state, federal, and international laws, including:

• GDPR (EU) – For EU users, we process personal data in compliance with the General Data Protection Regulation.
• Australian Privacy Act – For users in Australia, we comply with the Australian Privacy Principles.
• US Federal & State Laws – Including the CAN-SPAM Act, COPPA (if applicable), and local contract laws.

You agree not to:

• Violate any applicable laws or regulations
• Use the Site for fraudulent purposes
• Interfere with or disrupt the Site's operation
• Upload or transmit viruses or other malicious code

3. Intellectual Property

All content on the Site—including text, graphics, logos, images, and software—is the property of PortfolioEnergy Holdings B.V. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or otherwise use any content without our express written permission.

4. User-Generated Content

If you post or submit content to the Site (e.g., reviews, comments, uploads):

• You grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute it
• You warrant that you have the legal right to share the content
• You agree not to post anything defamatory, offensive, or infringing

5. Disclaimers

The Site is provided "as is" and "as available." We do not guarantee that the Site will be uninterrupted or error-free. To the fullest extent permitted by law:

• We disclaim all warranties, express or implied (including merchantability and fitness for a particular purpose)
• We do not warrant the accuracy, reliability, or completeness of any information

6. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages
• Our liability to you for any claim arising out of or related to your use of the Site is limited to AUD $100 / USD $100 / EUR €100

This clause does not affect rights you may have under EU consumer law or Australian Consumer Law (ACL).

7. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or policies of these websites.

8. Privacy

Your use of the Site is subject to our privacy policy at Privacy Policy, which explains how we collect and process personal data in accordance with:

• GDPR (EU)
• Australian Privacy Act 1988
• US privacy laws (including state-specific laws like California's CCPA, if applicable)

9. Governing Law

Depending on your location:

• EU Users – These Terms are governed by the laws of the Netherlands or your country of residence as required by GDPR.
• Australian Users – Governed by the laws of Victoria.
• US Users – Governed by the laws of the State of Texas, USA.

10. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct we believe violates these Terms or is harmful to us or other users.

11. Changes to These Terms

We may update these Terms from time to time. We will post the updated version on this page and update the "Last Updated" date. Continued use of the Site constitutes acceptance of the updated Terms.

12. Contact Us

For questions about these Terms, please contact:

PortfolioEnergy Consultancy B.V. i.o.

Email: info@portfolioenergy.com

Address: Maastricht and Utrecht in the Netherlands, Melbourne in Australia